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Beyond Finance is a debt consolidation company that helps people get out of debt and achieve financial freedom. They offer a personalized program that can help you lower your monthly payments, save money on interest, and get out of debt faster.
Here are some of the things Beyond Finance does:
* They negotiate with your creditors to get you lower interest rates and monthly payments.
* They consolidate your loans into one monthly payment, making it easier to manage.
* They offer financial advice and education to help you stay on track.
* They have a team of experts who can help you at every step of the process.
Beyond Finance is not a lender, so they do not pay you to pay off your loan. Instead, they work with your creditors to get you lower interest rates and monthly payments. In this term, it can save you a lot of money.
To qualify for Beyond Finance, you must have at least $7,500 in unsecured debt.You need to have a strong credit rating.
Beyond Finance’s program costs depend on the amount of your loan and the length of the program. The average client pays around 15% of their underwritten loan as fees.
Beyond Finance is a legitimate company that has helped over 300,000 people get out of debt. They are accredited by the Better Business Bureau and have an A+ grade rating.
If you are struggling with debt, Beyond Finance may be a good option for you. They offer a personalized program that can help you get out of debt faster and save money.
Here are some pros and cons of using Beyond Finance:
* They can help you lower your monthly payments and save money on interest.
* They offer a personalized program that can be tailored to your specific needs.
* They have a team of experts who can help you every step of the way.
* They have an A+ rating and are accredited by the Better Business Bureau.
* They are not lenders, so they do not pay you to pay off your debt.
* Their program costs may be higher.
* They won’t be able to help you if you have a bad credit score.
If you are considering using Beyond Finance, be sure to do your research and compare their program to other options available to you.
Beyond finance phone number
Beyond Finance’s phone number is (281) 801-4515, Mailing Address is
P.O. Box 660442, Dallas, Texas 75266-0442, Fax – 888-495-4207
For questions, concerns and getting in touch with their Client Success Team.
For submitting general and creditor correspondence only.
For submitting legal correspondence.
Beyond finance reviews
Beyond Finance is a debt relief company that helps people get out of debt by negotiating with their lenders to get lower interest rates and monthly payments. They offer a variety of debt relief programs including debt settlement, debt consolidation, and credit counseling.
Reviews of Beyond Finance are mixed. Some people have had positive experiences with the company and some people have had negative experiences.
Positive reviews of Beyond Finance often mention the company’s helpful and knowledgeable staff, as well as their success in negotiating low interest rates and monthly payments. Some people also say that Beyond Finance has helped them improve their credit scores.
Negative reviews of Beyond Finance often cite the company’s high fees, as well as their slow and inefficient customer service. Some people also say that Beyond Finance did not negotiate lower interest rates as promised.
Overall, reviews of Beyond Finance are mixed. It is important to do your own research before deciding whether to use this company.
Here are some pros and cons of Beyond Finance:
a. Helpful and knowledgeable staff
b. Successfully negotiated lower interest rates and monthly payments
c. Can help improve credit scores
1. High fees
2. Slow and inefficient customer service
3. Lower interest rates may not be negotiated as promised
If you’re considering using Beyond Finance, it’s important to weigh the pros and cons carefully. You should also be aware of the risks associated with debt relief, such as damage to your credit score.
Here are some things to consider before using Beyond Finance:
1. Your credit score: Debt relief can hurt your credit score in the short term. However, if you are struggling to make your payments, then debt relief may be the best option for you.
2. Your budget: Debt relief can be expensive. Make sure you can afford the monthly payments before you sign up for a program
3. Your expectations: Debt relief is not a quick fix. Getting out of debt can take months or even years.
Get quotes from other companies
There are many other debt relief companies out there, so it’s a good idea to get quotes from a few different companies before you decide.
Read the review
Read online reviews of Beyond Finance and other companies to get an idea of what other people have experienced.
Talk to a financial advisor
A financial advisor can help you understand the pros and cons of debt relief and recommend a company that’s right for you.
If you decide to use Beyond Finance, be sure to stay in close contact with the company and ask questions if you have any concerns. It’s also important to keep track of your progress so you can make sure you’re on track to reach your goals.
Here are some helpful resources for you.
Consumer Financial Protection Bureau: https://www.consumerfinance.gov/
National Foundation for Credit Counseling: https://www.nfcc.org/
American Fair Credit Council: https://www.afcc.org/
If you decide to use Beyond Finance, be sure to read the terms and conditions carefully before signing up for a program. You should ask questions about the company’s fees and their track record of success.
Beyond finance cancellation policy
The Beyond Finance cancellation policy is as follows:
* You may cancel your enrollment in the program at any time, but you will be responsible for any fees already charged.
* If you cancel your enrollment within 14 days of signing up, you will not be charged a fee.
* If you cancel your enrollment after 14 days, you will be charged a cancellation fee of 15% of the fees you would have paid if you had completed the program.
* To cancel your enrollment, you must contact Beyond Finance in writing.
Here are the steps on how to cancel your subscription to Beyond Finance:
1. Go to the Beyond Finance website and click on the “Contact Us” link
2. Select the “Cancel Request” option
3. Your name, email address and phone number should be entered.
4. Provide your account number.
5. Explain why you are canceling your enrollment.
6. Click on “Submit” button.
Once you submit your cancellation request, Beyond Finance will send you a confirmation email. You will be responsible for any fees that have already been incurred.
Here are some things to keep in mind while canceling your enrollment in Beyond Finance:
* If you have already made a payment, you will not be refunded.
* If you have already reached a settlement with a creditor, you may still be responsible for paying the remaining balance.
* Any debt that is forgiven may be subject to taxation.
If you have any questions about Beyond Finance’s cancellation policy, you can contact their customer service team at 800-495-4069.
withdraw from beyond finance
Here are the steps on how to withdraw from Beyond Finance:
1. Go to the Beyond Finance website and log into your account
2. Go to the bottom of the page and click the “Contact Us” link.
3. Pick “Withdrawal Request” from the drop-down list.
4. Fill and submit the withdrawal request form.
You must provide your name, email address, and the date you wish to withdraw from the program. You need to provide account number for your dedicated account.
You will get a confirmation email once your withdrawal request has been processed. You will also receive a check in the mail for the remaining funds in your dedicated account.
Please note that you may have to pay some fees when you withdraw from the program. These fees may include banking fees and accrued settlement fees.
Here are some things to keep in mind while withdrawing from Beyond Finance:
* You will not be able to get any refund of money already deposited into the program.
* If you have already reached a settlement agreement with a creditor, you may have to pay the settlement amount even if you withdraw from the program.
* Early withdrawal from the program can hurt your credit score.
If you are considering withdrawing from Beyond Finance, I would recommend that you speak to a financial advisor to get their advice. They can help you assess your financial situation and decide whether withdrawing from the program is the best decision for you.
Beyond finance complaints
Beyond Finance is a debt relief organization that helps people get out of debt by negotiating with their lenders to lower their monthly payments and interest rates. The company has an A+ rating from the Better Business Bureau (BBB), but there are some complaints about the company online.
Some common complaints about Beyond Finance include:
* High fees: One-time enrollment fee of $299 and monthly fee of $99 outside of finance. Some people find these fees too high, especially if they don’t get out of debt.
* Long wait times: Some people have complained about long wait times when trying to contact Beyond Finance customer service.
* Lack of transparency: Some people have complained that Beyond Finance is not transparent about its fees and how it works.
* Not all loans are eligible: Not all loans are eligible for the Beyond Finance program. For example, student loans and medical loans are generally not eligible.
It is important to note that Beyond Finance is a legitimate company and has helped many people get out of debt. However, it’s important to do your research before signing up for any debt relief program, including Beyond Finance.
If you’re considering using Beyond Finance, be sure to read the company’s terms and conditions carefully and ask any questions you may have before signing up. You should be aware of the potential risks involved in debt relief, such as damage to your credit score.
Here are some tips to avoid debt relief scams:
Do your research: Read company reviews online and check with the BBB.
Get everything in writing: Make sure you understand the program terms before signing up.
Beware of high fees: Avoid companies that charge high upfront or monthly fees.
Ask Questions: Don’t be afraid to ask questions about the program.
Get a second opinion: Talk to a financial advisor before making a decision.
If you are struggling with debt, you have other options besides debt relief agencies. You may want to talk to a credit counselor or bankruptcy attorney.
Beyond finance accelerated graduation loan program
The Beyond Finance Accelerated Graduation Loan Program is an invitation-only program that allows qualified clients to borrow money to pay off their remaining loans and fees in the Beyond Finance program. This can help clients graduate from the program faster and save money on interest and fees.
To qualify for the Accelerated Graduation Loan Program, applicants must:
* Be enrolled in the Beyond Finance program for at least 6 months.
* Have made consistent, timely deposits in their dedicated account for at least 6 months.
* Have a good credit history.
* Meet other eligibility criteria established by Above Lending, an affiliate of Beyond Finance that provides loans.
Loan amounts available through the Accelerated Graduation Loan Program range from $1,000 to $75,000. Loan terms are typically 36 months, but may vary depending on the applicant’s credit history and other factors. The loan interest rate is variable and based on the applicant’s credit score.
Accelerated graduation loans have no prepayment penalty, so borrowers can pay it off early without penalty. However, borrowers should carefully consider their financial situation before deciding to pay off a loan quickly, as it may affect their credit score.
The Accelerated Graduation Loan Program can be a good option for borrowers who are struggling to make their monthly payments in the Beyond Finance program. However, it is important to carefully consider the terms of the loan before applying, as it can increase your overall debt burden.
Here are some pros and cons of the Beyond Finance Accelerated Graduation Loan Program:
* can hasten your Beyond Finance program graduation.
* can help save money on fees and interest.
* No prepayment penalty.
* You must get a fresh loan.
* You are in charge of paying back the loan, together with interest and charges.
* Debt can affect your credit score.
If you are considering the Beyond Finance Accelerated Graduation Loan Program, it is important to speak with a financial advisor to get personal advice.